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Offers go to students with demonstrated financial need. Â鶹ÊÓƵ determines your need based on information you provide on both the required financial aid applications, the Free Application for Federal Student Aid (FAFSA) and the CSS Profile. Need is calculated as the difference between Â鶹ÊÓƵ's Cost of Attendance (COA) and your composite Student Aid Index (SAI) based on the information you provide on the and .

CALCULATING DEMONSTRATED FINANCIAL NEED

COA (tuition, fees, room, board, books, transportation, and personal expenses)

minus

SAI (primarily determined by income, number of family members in college, family size, and assets)

equals FINANCIAL NEED

Need-Based Aid: Grants

Â鶹ÊÓƵ Grant

Grants are offered to full-time admitted students who demonstrate financial need and may be offered along with an Â鶹ÊÓƵ scholarship; they do not require repayment.

Need-Based Aid: Federal Grants

Federal Pell Grant

Offered to students who demonstrate exceptional financial need and meet specific eligibility criteria, these grants range from $600 to $5815 per year.

Federal Supplementary Education Opportunity Grant (FSEOG)

Offered to students who demonstrate exceptional financial need, the FSEOG offer is determined by need and availability of funds.

Need-Based Aid: Federal Local Program

Federal Subsidized Direct Loan

Students in a degree program (minimum 6 credits per semester) and demonstrating financial need are eligible; subsidized loans do not accrue interest while the student is enrolled at least half-time (6 credits).

Federal Unsubsidized Direct Loan

Students in a degree program (minimum 6 credits per semester) are eligible for this interest-bearing loan regardless of financial need.

Federal Parent Plus Loan (PLUS)

This interest-bearing loan is available to parents of dependent undergraduate students. Repayment may be deferred for up to four years; however, interest will accrue.